This article describes some of the possibilities and benefits of the Payment Service Directive 2 (PSD2). The regulation is expected to enter into force in the autumn of 2019. How will PSD2 and Open Banking help banks to streamline, facilitate and speed up their operations? What solutions can be produced intending to increase risk management – from the point of view of both customers and banks? For these and many other questions you will find the answers in our white paper.